Simple, transparent pricing
You pay one flat monthly fee for your everyday primary care, with no per-visit copays.
Adult Care
For patients 18 and older. Everyday primary care, sick visits, telehealth, and direct access to your care team.
- No per-visit copays
- Same & next-day sick visits
- Message your team between visits
College Student Care
Locked in for the semester with proof of enrollment, so students stay covered while they're away at school.
- Priced by the semester (no minimum)
- Telehealth for a sudden illness or question
- Peace of mind for parents
Offer your employees affordable, same-day primary care with predictable costs. We'll build a plan around your team once you reach out.
- Predictable, flat per-employee pricing
- Works alongside your existing plan
- A pilot option to start small
Direct Primary Care is not insurance and does not replace it. Many patients pair their care plan with a high-deductible or catastrophic health plan for hospital stays, specialists, and emergencies.
Most of your care is included
Your monthly fee covers nearly everything you'll need for routine primary care, including office visits, preventive care, chronic disease management, virtual visits, and direct access to your provider.
A small number of in-office procedures that require specialized equipment, medications, or disposable medical supplies have a separate fee. Examples include cryotherapy, incision and drainage, complex wound care, and certain joint or trigger-point injections.
You'll always know the cost before anything is performed. We'll talk it through with you and get your approval first, so there are never surprise bills.
Many laboratory tests and medications are also available at discounted wholesale pricing, helping keep your healthcare costs as low as possible.
Included with your monthly fee
- Office visits
- Annual physicals
- Preventive care
- Chronic disease management
- Virtual visits
- Messaging your provider
- Care coordination
Occasionally billed separately
- Specialized procedures
- Certain injections
- Cryotherapy
- Complex wound care
- Supplies used during select procedures
We'll always tell you the cost up front and get your approval before performing a procedure.
Direct Primary Care, traditional, and concierge
All three can be good options. Here's how they typically differ, so you can decide what fits you.
| Direct Primary CarePacora Health | Traditional primary care | Concierge medicine | |
|---|---|---|---|
| Monthly cost | $100/mo flat$75/mo students | Premiums & copays vary | ~$2,000–$5,000+ / year retaineroften plus insurance |
| Per-visit copays | None | Typically apply | May still apply |
| Bills insurance for your visits | No | Yes | Often yes, in addition to the retainer |
| Visit length | Longer, focused | Varies, often shorter | Longer |
| Same & next-day access | Usually available | Varies by practice | Usually available |
| Message your provider directly | Yes | Limited | Yes |
Concierge figures are typical industry ranges; concierge practices often continue to bill insurance in addition to their retainer. Sources: MDVIP; American Academy of Family Physicians. Comparison is general and for education; individual practices vary.
Common questions about pricing
Can I use my HSA or FSA to pay?
As of January 1, 2026, federal rules changed to allow many people to use HSA funds toward qualifying Direct Primary Care fees. FSA eligibility depends on your specific plan, so check with your FSA administrator or tax professional.
Do I still need insurance if I have DPC?
Yes. Direct Primary Care covers your everyday primary care; you still need insurance for hospital stays, specialists, and emergencies. Many patients pair it with a high-deductible or catastrophic plan so routine care stays predictable while their plan protects them against major events.
Is there a contract or cancellation penalty?
No. DPC is flexible rather than a long-term contract, and at Pacora Health there are no cancellation penalties. We want you to stay because you're happy with your care, not because you're locked into a contract.
How does the College Student Care plan work?
The College Student Care plan is $75 a month and runs for the length of your semester, based on your proof of enrollment. There's no minimum commitment, so it fits a short summer term just as well as a full one. Students get quality primary care that follows their school schedule, and parents get peace of mind while their student is away.
Is Direct Primary Care worth it?
For many people, yes. If you value same-day access, longer visits, and being able to reach your provider directly, the flat monthly fee often pays for itself in convenience and fewer urgent-care trips. It depends on how you use healthcare, but most patients find the time, access, and peace of mind well worth the predictable cost.